ETHICAL INVESTMENT AND CORDOBA GOLD
To just say interest is not given or received when using an investment plan does not necessarily mean that a product is ethical (or sharia). At Cordoba Gold we understand that the principles of Ethical Finance should deliver much more meaning to the words.
Cordoba Financial Group are built on the notion of building an economically productive and moral society by harnessing the power of money and wealth for the betterment of all parties.
Unlike with conventional projections of returns on investment there is no interest paid or received with Cordoba Gold products; but there is certainty of returns in the investment based on the value and contract between the Investor and Investee. Simply stated, this is the amount paid for the use of the money based on a % profit expectation of the capital deployed.
The Investor and Investee after their own due diligence enter into a fixed term contract, not dependent on the Bank of England rates; but an agreement based on the situation at the time as agreed between the parties and fixed for the duration of the period of the investment.
In short, the investment sum is returned at the end of the term (12, 18 or 24 months) with a pre-agreed profit agreed and fixed at the time of signing the agreement.
The Profit for the Investor is paid based on the Investee using the investment to create a profit for himself. Cordoba’s role is to act as the interlocutor for the arrangement.
WHAT IS ANGEL INVESTMENT?
The Angel Investment is a facilitator for the creation of wealth; it is recommended to be exclusively deployed in the following circumstances:
- Business Development by providing the Investee with a facility to grow the business.
- Real Estate Development and Investment
- Trading of actual goods and products (not shares or speculative investments)
- Trade Finance
We do not recommend projects that have not passed a stringent analysis and financial stress testing and auditing by our in-house team and external advisors.
WHO CAN INVEST IN A CORDOBA GOLD UCIS (UNREGULATED COLLECTIVE INVESTMENT SCHEME)
Our schemes are all based in the UK. So your investment stays in the UK and will be available for Cordoba Gold’s range of different enterprises asset secured in UK Law.
These schemes are promoted to some specific types of investor subject to certain conditions being satisfied, including:
- certified high net worth investors
- certified sophisticated investors
- self-certified sophisticated investors
Before you invest in a Cordoba Gold UCIS .
- make sure you read all the available information
- make sure you understand the risk
- ask us what the charges are
- ask us what the rate of return is and whether this is an actual rate or only a target
CORDOBA GOLD PRODUCTS
A. BUSINESS DEVELOPMENT FUNDS
Business Development finance for a specified length of time to earn a pre-agreed share in the profit that the Company makes over that period. This fund support the growth of an enterprise
B. BRIDGING LOANS
These are a short-term financial product and are secured against property.
Bridging Loans are secured against property, the property will not be the applicant’s own property. They have typical terms of 3-12 months, although sometimes can take 18 or even 24 months. Depending on the period of the loan will require a greater or lesser share from the developer of their profits.
The Developer’s “exit strategy” is a vital piece of the picture. “Exit strategy” means how they intend to pay back the bridging loan. Getting this mapped out is essential
Ultimately, if they fail to repay a bridging loan, the investment vehicle can take possession of the property to recover the debt.
What Situations Suit A Cordoba Gold Bridging Loan?
Bridging loans are for business purposes, such as bridging loans for property developers who buy property to renovate or refurbish it and either to sell it on, or rent it out with a buy to let mortgage to residential tenants, or with a commercial mortgage to third party businesses (if it is a business premises), or for the owner to operate their business from.
We don’t give you a range of products you then have to wade through either. We will propose one bridging loan, which is the deal that most closely matches the specifications you laid out to us.
Our service is designed to take away all of the stress and bother that comes with coordinating the documents and third parties involved in securing a mortgage. Our objective is that you have peace of mind and all the information you need with the minimum of effort from your side.
C. TRADE FINANCE
Support an Enterprise with Trade Finance. Take a piece of the profit from trading in products as a co-partner for a share of a quick trading profit.